Pricing
Start free. Keep going if it helps.
Every plan begins with the same 7-day free trial. No card needed. When the trial ends, choose monthly, choose the Founding Member annual plan, or simply stop.
Plum Violin is a debt payoff app. You type in your balances, and it gives you one monthly plan and your debt-free month. It never connects to your bank or moves your money.
Plans
Free trial
$0 for 7 days
No card needed
- Add all your debts
- See your payoff plan and debt-free month
- Use every feature, including Grace
- After 7 days, your plan stays readable
Nothing to cancel if you don't continue
Monthly
$6.99 a month
After your 7-day trial
- Your full payoff plan, updated every month
- Due-date schedule and payment log
- Progress chart and debt-free month
- Ask Grace questions about your plan
- New tools included as they launch
Cancel any time from Account & billing
Founding annual
$39 a year
About $3.25 a month, after your 7-day trial
- Everything in Monthly
- Your $39 price stays locked as long as you're a member
- Regular annual price will be $59 once the full toolkit ships
Coming to every member, one at a time
Cancel any time from Account & billing
What happens when
Today
Start free. No card needed.
Day 5
We email you: 2 days left in your trial.
Day 7
Your trial ends, and we email you that day. Choose a plan, or simply stop.
First charge
Only if you choose a plan: $6.99 monthly or $39 yearly.
After that
Renews monthly or yearly. Cancel any time in Account & billing.
Side by side
What each plan includes
The app is the same on every plan. The difference is how long you can keep editing, and what you pay.
| Feature | Free trial$0 · 7 days | Monthly$6.99/month | Founding annual$39/year |
|---|---|---|---|
| Your plan | |||
| Add cards, loans, and buy now pay later | |||
| Monthly payoff plan and debt-free month | |||
| Due-date schedule and payment log | |||
| Progress chart and Close the Month | |||
| Ask Grace about your plan | |||
| After day 7 | |||
| Keep editing and updating your plan | Read-only | ||
| Price locked while you're a member | |||
| Loan calculator, mortgage planner, advanced budgeting | Included as they launch | Included as they launch | |
No surprises
The fine print, in plain words
First charge
Only after your 7-day trial, and only if you choose a plan. No card is taken to start.
Renewal
Monthly renews each month at $6.99. Founding annual renews each year at $39 while your membership stays active.
Cancelling
Cancel any time in Account & billing. You keep access until the end of the period you already paid for.
If you don't join
Your saved plan stays readable. Editing it needs a membership.
Your money
Plum Violin never connects to your bank, never asks for full account numbers, and never pays creditors.
Separate fees
Membership pays for the app only. It's separate from what you pay your creditors.
Billing questions
Before you choose
Do I need a card to start the trial?
No. You can add all your debts and use every feature for 7 days without entering a card.
When is the first charge?
Only after your 7-day trial ends, and only if you choose a plan. Monthly is $6.99 each month. Founding annual is $39 each year.
What does “price locked” mean for Founding Members?
Your $39 a year stays the same for as long as your membership stays active, even after the regular annual price goes up.
How do I cancel?
Open Account & billing, then Cancel membership. You keep access until the end of the period you already paid for, and your plan stays readable afterward.
What happens to my plan if I don't choose a plan?
Your saved plan stays readable. To keep editing and updating it, choose a membership.
Can I export or delete my data?
Yes. Both are in Account & billing. Export gives you a file of your whole plan; delete removes your account and plan permanently.
No bank loginsYou type in balances from your statements.
No full account numbersWe never ask for them.
Never moves your moneyYou pay creditors your usual way.
See your debt-free month tonight.
Set up your debts in a few minutes. Free for 7 days, no card needed.
No card needed